1.
Yasinta NN, Kartika I. FINANCIAL LITERACY, DIGITALIZATION KNOWLEDGE, DAN E-PAYMENT SEBAGAI DETERMINAN KINERJA UMKM DI KOTA SEMARANG. jir [Internet]. 2025 Dec. 29 [cited 2026 Apr. 20];14(1):57-69. Available from: https://jurnal.ugr.ac.id/index.php/jir/article/view/663