YASINTA, Nabila Norma; KARTIKA, Indri. FINANCIAL LITERACY, DIGITALIZATION KNOWLEDGE, DAN E-PAYMENT SEBAGAI DETERMINAN KINERJA UMKM DI KOTA SEMARANG. Journal Ilmiah Rinjani : Media Informasi Ilmiah Universitas Gunung Rinjani, [S. l.], v. 14, n. 1, p. 57–69, 2025. DOI: 10.53952/jir.v14i1.663. Disponível em: https://jurnal.ugr.ac.id/index.php/jir/article/view/663. Acesso em: 20 apr. 2026.